![]() ![]() ![]() Put very simply, your cache is information your browser stores so that it can load websites you use frequently quicker. Tip 3: Clear your Cache or Use Incognito Mode ![]() We’re not finished with our savings and if at the end of this process your cheapest is a black box quote, you can remove it then. Obviously, if you do go for the black box insurance you’re saving nearly £200 but it shows that if you omitted black box quotes from the beginning, you’d be missing out on these cheaper options.īut wait…for the moment keep following these tips with the black box quotes included. This re-calculated quote was still cheaper than my original quote by £40 and didn’t come up on the comparison site. If you click on the ‘more info’ button and then go to the insurer’s website, you can remove the option of the black box and it re-calculates the quote. It’s still worth looking into this quote. But if you’re like me and against the idea of a black box then don’t worry. So at this point, the best on the list is this quote.Īs you can see it’s a black box quote (stated in the yellow bar across the bottom). It analyses a range of measurements based on how you drive, such as average speed, time spent driving, acceleration and deceleration, and speed of cornering. The box’s tracking is initiated when you start the car, and ends when you switch off the ignition. SIM card to send the information to the insurer.Accelerometer to measure how fast you accelerate, brake, take corners, etc.GPS system to measure your mileage and average speed.Tip 2: Black box quotes without the Black BoxĪ ‘black box’ is a small computer fitted to your car that measures how you drive, and relays the information back to your insurance provider.Ī typical black box is a similar size to a smartphone, needs to be installed, usually under the dashboard, and contains three main components: However for me, my cheapest was actually Third Party Fire & Theft and this is where we come into our next top tip. It’s also worth noting that some companies disappear from the TPF&T listings. You can see for this company that the third party fire and theft quote suddenly adds on £572. But these days even third party fire and theft can be the more expensive option over comprehensive. It’s been said by insurance companies that they assume if you go for third party only, then you don’t care about your car and will charge more. You need to try all options comprehensive, third party fire and theft and third party only. The first tip here is to throw away the thought of Comprehensive being the most expensive. Tip 1: Try all cover types (Comprehensive can often be the cheapest) Some of you may be wincing at this price but for me, it’s actually not too bad (my last renewal was over £1100…eek!). This is a comprehensive quote on my 2002 BMW 330ci. The case study is me! This is my starting point on the price comparison site. I’m going to use a live case study to show you how this works. Factors that affect your car insurance quote.Use a credit card to pay for the whole year.Black box insurance without the black box.There is a better way and I’ll show you exactly how below.ĭon’t bend your life around your car insurance, bend your car insurance around you. Great, thanks guys! I’m not going to move house or change my car, but if you’re interested in knowing which factors affect your quote the most, check here. There are a lot of insurance comparison sites out there that essentially recommend you either move house or change your car if you want to get cheaper car insurance. So how can we lower the price of your car insurance premiums? MoneySuperMarket reported that the average price of car insurance from March to May 2016 was £470, but says in the last quarter of 2017, it had risen to £827. ![]() It’s one of my biggest monthly bills (after rent) and I’m not alone. In the last 28 days the car has moved roughly 20 meters, and yet those 20 meters have cost me £110 for the pleasure. Well if you want a quick and easy way to reduce car insurance by 20-50%, you’re in the right place! Even better, these steps take only 10-20 minutes to do and you don’t have to negotiate with anyone! Endless quotes and negotiating hard with different providers just for small reductions. If you’re like me, getting cheap insurance can be a real pain. Well, finding a cheap car insurance quote to be exact. The biggest bane of my life at this very moment? Car insurance! Automotive News by ABD.co.uk > Auto News > 8 Simple Steps Reduced My Car Insurance By 57% (In Only 20 Minutes) ![]()
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